Content reviewed · 2026/27 tax year
Is £25,000 a Good Salary in Cambridge?
On £25,000, you'll take home £1,710/month after tax and NI
Salary Calculation Results
Your Take-Home Pay
Annual (net)
£20,520
Monthly
£1,710
Income Tax
£2,236
National Insurance
£994
How £25,000 Compares in Cambridge
Cambridge scenario: £35,00029% below
UK median (April 2025): £39,03936% below
What Your Money Gets You in Cambridge
Housing
Average 1-bed rent£1,100/mo
% of take-home pay64% — Above 40% of net pay
A 30% rent-to-net-pay threshold is a budgeting heuristic, not an affordability or eligibility test. Use your actual rent, debts, childcare and other commitments.
To buy the illustrative Cambridge home (£450,000):
10% deposit: £45,000
Mortgage: £405,000
Monthly repayment: £2,251/mo
Stamp duty: £12,500
Remaining after modelled costs
Monthly take-home£1,710
Rent (1-bed assumption)−£1,100
Council tax, energy, commute, food−£660
Approximate disposable income£-50/mo
£25,000 in Other Cities
| City | Take-Home/mo | Avg Rent | Remaining |
|---|---|---|---|
| Cambridge (this page) | £1,710 | £1,100 | £-50 |
| London | £1,710 | £1,500 | £-500 |
| Manchester | £1,710 | £850 | £230 |
| Birmingham | £1,710 | £750 | £330 |
| Leeds | £1,710 | £750 | £330 |
| Glasgow | £1,713 | £700 | £383 |
Related Salary Pages
Different salaries in Cambridge:
£25,000 in other cities:
What's Next?
Not sure which calculators you need?
Answer 7 quick questions and we'll show you exactly which UK costs apply to your situation. Takes under 60 seconds.