Is Your Salary Enough? Compare by City
A £35,000 salary goes very differently in London versus Liverpool. Choose your salary and city below to see what the illustrative inputs produce — from take-home pay to illustrative rent ratios and remaining income.
The cost of living varies dramatically across the UK. In our seed scenarios, rent differs by £800/month between London and northern cities, while Scottish taxpayers face different income tax bands. Understanding what your salary buys you locally is essential for career decisions, relocations, and realistic budgeting. For a bills-only view, run a cost of living comparison between your current city and your destination.
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Enter any salary with custom tax code, pension, and student loan.
Browse by City
London
Scenario pay: £41,866 · Rent: £1,500/mo
Manchester
Scenario pay: £33,000 · Rent: £850/mo
Birmingham
Scenario pay: £32,500 · Rent: £750/mo
Leeds
Scenario pay: £32,000 · Rent: £750/mo
Glasgow
Scenario pay: £33,500 · Rent: £700/mo
Edinburgh
Scenario pay: £36,000 · Rent: £950/mo
Bristol
Scenario pay: £34,000 · Rent: £1,000/mo
Liverpool
Scenario pay: £31,000 · Rent: £650/mo
Cardiff
Scenario pay: £31,500 · Rent: £700/mo
Belfast
Scenario pay: £30,500 · Rent: £650/mo
Newcastle
Scenario pay: £31,000 · Rent: £650/mo
Sheffield
Scenario pay: £31,000 · Rent: £650/mo
Nottingham
Scenario pay: £31,000 · Rent: £650/mo
Southampton
Scenario pay: £33,000 · Rent: £850/mo
Brighton
Scenario pay: £33,500 · Rent: £1,100/mo
Cambridge
Scenario pay: £35,000 · Rent: £1,100/mo
Oxford
Scenario pay: £34,000 · Rent: £1,150/mo
Reading
Scenario pay: £36,000 · Rent: £950/mo
York
Scenario pay: £32,000 · Rent: £800/mo
Bath
Scenario pay: £33,000 · Rent: £950/mo
Browse by Salary
£20,000
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£45,000
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£70,000
£80,000
All calculations based on 2026/27 HMRC tax rates with a default 5% pension contribution. Scottish cities use Scottish income tax bands. Rent and house-price inputs are editorial scenarios, with no verified dated observation or geography definition.
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