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    UK Salary After Tax Calculator

    Choose your salary below to see a full breakdown of income tax, National Insurance, pension deductions, and your net monthly take-home pay for the 2026/27 tax year.

    Understanding your take-home pay is essential for budgeting, comparing job offers, and planning major purchases. Every UK employee has deductions taken before their salary reaches their bank account — and the gap between gross and net pay can be surprisingly large, especially once you factor in pension contributions and student loans.

    We've calculated the take-home pay for every salary from £15,000 to £200,000, covering basic rate, higher rate, and additional rate taxpayers. Click any amount below for a detailed breakdown including tax bands, comparison to the UK median, and mortgage affordability estimates.

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    £15,000 – £25,000

    £15,000£16,000£17,000£18,000£19,000£20,000£21,000£22,000£23,000£24,000£25,000

    £26,000 – £50,000

    £26,000£27,000£28,000£29,000£30,000£31,000£32,000£33,000£34,000£35,000£36,000£37,000£38,000£39,000£40,000£41,000£42,000£43,000£44,000£45,000£46,000£47,000£48,000£49,000£50,000

    £51,000 – £100,000

    £51,000£52,000£53,000£54,000£55,000£56,000£57,000£58,000£59,000£60,000£61,000£62,000£63,000£64,000£65,000£66,000£67,000£68,000£69,000£70,000£71,000£72,000£73,000£74,000£75,000£76,000£77,000£78,000£79,000£80,000£81,000£82,000£83,000£84,000£85,000£86,000£87,000£88,000£89,000£90,000£91,000£92,000£93,000£94,000£95,000£96,000£97,000£98,000£99,000£100,000

    £100,000 – £200,000

    £105,000£110,000£115,000£120,000£125,000£130,000£135,000£140,000£145,000£150,000£155,000£160,000£165,000£170,000£175,000£180,000£185,000£190,000£195,000£200,000

    All calculations based on 2026/27 HMRC tax rates with a default 5% pension contribution. Scottish taxpayers can toggle Scottish tax bands on each salary page.

    What's Next?

    Salary by Job

    Typical UK pay for nurses, teachers, engineers and more.

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    How the same salary stretches across UK cities.

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    Take Home Pay Calculator

    Full salary calculator with all options.

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    Bonus Tax Calculator

    See how much of your bonus you'll keep.

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    Student Loan Calculator

    Monthly repayments by plan type.

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