State Pension Age Calculator (UK)
Your UK State Pension age depends on your date of birth. It's currently 66, rising to 67 between May 2026 and April 2028, and legislated to reach 68 between 2044 and 2046. Enter your DOB below to see the exact date you reach yours.
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The Pensions Act 2014 phases the rise from 66 to 67 across people born between 6 April 1960 and 5 March 1961, in monthly steps. Everyone born from 6 March 1961 onwards currently has a State Pension age of 67.
A separate phased rise to 68 is currently legislated for those born between 6 April 1977 and 5 April 1978, with State Pension age 68 for everyone born from 6 April 1978 onwards. The third State Pension age review (launched July 2025, reporting before the end of this Parliament) may bring that rise forward to people born after 1970 — our calculator flags anyone in that at-risk band so you can plan defensively.
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We use the UK government's State Pension age timetable (current legislation).
What this means for your retirement plans
The State Pension currently pays £241.30/week (£12,548/year) for those with the full 35 qualifying NI years (you need at least 10 qualifying years to get anything at all). It almost certainly won't be enough to retire on by itself — the PLSA's "moderate" retirement standard for a single person is around £31,300/year. Most people need a workplace or private pension to bridge the gap.
If you want to stop work before your State Pension age, you'll need to cover the gap from a private or workplace pension (accessible from age 55, rising to 57 from 6 April 2028), ISAs or savings. A useful target is "25 × your annual gap" — for example, £20,000/year × 25 = a £500,000 bridge pot.
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